Deciding to buy a home is a big decision. You’ll often find in the Valdosta area that buying a home is cheaper than renting, and choosing to buy in the right neighborhood can offer return on investment in the end. When you think buying might be an option for you, the first step is often meeting with a mortgage lender to discuss your options. This sounds like a daunting task that requires you to throw on a business suit and head to the bank, but in today’s fast pace world the pre-approval process can happen in just a few hours online. Starting with a pre-approval will help you to set realistic purchase price goals and also help to identify how much this whole process will cost you.
Choosing a mortgage lender can feel like looking at a menu at a new restaurant… where do you start? Let me help! When it’s time to make the call you want to remember that this is about customer service. You want to be sure that the bank has your best interest in mind when they are advising you on loan options. I for one, like being able to meet with someone face to face and letting them show me what they can do for me. That’s why when it comes to my recommendations for lenders I choose home town faces with local offices. These are people that I trust, people that are sure to walk you through this whole process whether you’re a first timer or an old pro.